CWU Capital - Mezzanine Lender of the Year - Smarter Finance for Property Professionals

B&C Mezzanine Lender of the Year. If you’re on the hunt for the most competitive mezzanine rates in the market, consider your search over. At CWU Capital, we provide fast, flexible funding options designed to meet the specific needs of property developers. We understand the property market inside out and are committed to looking outside the box to offer solutions tailored to each borrower’s unique requirements. Our Key Offerings: First Charge Loans: 1% to 1.25% per month, with a 2% arrangement fee and retained interest. Second Charge Loans: 1.5% to 2% per month, with arrangement fees starting from 2%, and retained interest or rolled-up interest. Up to 75% Loan-to-Value (LTV) on first and second charge loans. Up to 90% Loan-to-Cost (LTC) available on development projects. Higher LTVs and LTCs considered on a case-by-case basis, if additional security is available. Maximum loan size of £5 million. Minimum loan size of £250,000 (exceptions can be made). Flexible repayment options, such as retained interest, monthly serviced payments, or rolled-up. Loan Types We Offer: Bridging Loans (for short-term, fast funding to bridge gaps in property transactions or development projects). Development Loans (for residential and mixed-use projects, including ground-up developments and major refurbishments). Exit Loans (to help developers or investors refinance or exit a project). Top-Up Loans (for those needing additional funding on an existing development). Asset Types We Fund: Residential Developments (including houses, apartments, and mixed-use schemes). Student Accommodation (PBSA and student housing projects). Mixed-Use Developments (residential and commercial combinations). Airspace Developments (developing unused airspace above existing buildings). Land Acquisition (with or without planning permission). CWU Capital’s approach is about delivering the funding you need when you need it, with a focus on flexibility, reliability, and understanding of the property market.