in today's marketplace, you need to do more than just accept credit cards... merchant services can help to determine your needs and design a program that is custom made for you... all at a price you can afford. we offer services and hardware for the following: credit cards debit cards check cards atm machines check conversion check guarantee electronic gift cards 24/7 multi/language customer service on line-real time statements overnight replacement of equipment top-of-the-line hardware and software