united educators (ue), a reciprocal risk retention group, is a licensed insurance company owned and governed by about 1,600 members representing k-12 schools, colleges, and universities throughout the united states. ue members range from small, private schools to multi-campus public universities. the value of ue membership extends far beyond the insurance policy. member institutions have access to our education-specific risk management resource library, including media, online courses, and publications. visit our website to learn more.