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Established in 1946, Garanti Bank is Turkeys second largest private bank with consolidated assets of US$ 84.3 billion as of June 30, 2018. Garanti is an integrated financial services group operating in every segment of the banking sector including corporate, commercial, SME, payment systems, retail, private and investment banking together with its subsidiaries in pension and life insurance, leasing, factoring, brokerage and asset management, besides international subsidiaries in the Netherlands and Romania. As of June 30, 2018, Garanti provides a wide range of financial services to its close to 15.8 million customers with 18,522 employees through an extensive distribution network of 922 domestic branches, 7 foreign branches in Cyprus and one in Malta, and 3 international representative offices in London, Düsseldorf and Shanghai. Garanti offers an omni-channel convenience with seamless experience across all channels with nearly 5,055 ATMs, an award winning Call Center, internet, mobile and social banking platforms, all built on cutting-edge technological infrastructure. Moving forward to maintain sustainable growth by creating value for all its stakeholders, Garanti builds its strategy on the principles of always approaching its customers in a transparent, clear and responsible manner, improving customer experience continuously by offering products and services that are tailored to their needs. Its competent and dynamic human resources, uninterrupted investments in technology, innovative products and services offered with strict adherence to quality and customer satisfaction carry Garanti to a leading position in the Turkish banking sector. Implementing an advanced corporate governance model that promotes the Banks core values, Garanti has Banco Bilbao Vizcaya Argentaria S.A. (BBVA) as its majority shareholder with 49.85% share. Its shares publicly traded in Turkey, and its depositary receipts in the UK and the USA, Garanti has an actual free float of 50.06% in Borsa Istanbul as of June 30, 2018. Garantis constantly improving business model is driven by its strategic priorities focused on responsible and sustainable development, customer experience, employee happiness, digitalization, optimal capital utilization and efficiency. Its custom-tailored solutions and wide product variety play a key role in reaching TL 319.2 billion (USD 70.0 billion) loans and non-cash loans. Garantis capital generative, disciplined and sustainable growth strategy that strictly adheres to solid asset quality enables the Bank to move forward strongly. Its effective risk management through world-class integrated management of financial and non-financial risks and organizational agility in capturing new opportunities result in sustainable value creation for all its stakeholders. Moreover, Garanti creates shared value and drives positive change through lending based on impact investment, as well as strategic partnerships and community programs focusing on material issues for both Garanti and its stakeholders.

Established in 1946, Garanti Bank is Turkeys second largest private bank with consolidated assets of US$ 84.3 billion as of June 30, 2018. Garanti is an integrated financial services group operating in every segment of the banking sector including corporate, commercial, SME, payment systems, retail, private and investment banking together with its subsidiaries in pension and life insurance, leasing, factoring, brokerage and asset management, besides international subsidiaries in the Netherlands and Romania. As of June 30, 2018, Garanti provides a wide range of financial services to its close to 15.8 million customers with 18,522 employees through an extensive distribution network of 922 domestic branches, 7 foreign branches in Cyprus and one in Malta, and 3 international representative offices in London, Düsseldorf and Shanghai. Garanti offers an omni-channel convenience with seamless experience across all channels with nearly 5,055 ATMs, an award winning Call Center, internet, mobile and social banking platforms, all built on cutting-edge technological infrastructure. Moving forward to maintain sustainable growth by creating value for all its stakeholders, Garanti builds its strategy on the principles of always approaching its customers in a transparent, clear and responsible manner, improving customer experience continuously by offering products and services that are tailored to their needs. Its competent and dynamic human resources, uninterrupted investments in technology, innovative products and services offered with strict adherence to quality and customer satisfaction carry Garanti to a leading position in the Turkish banking sector. Implementing an advanced corporate governance model that promotes the Banks core values, Garanti has Banco Bilbao Vizcaya Argentaria S.A. (BBVA) as its majority shareholder with 49.85% share. Its shares publicly traded in Turkey, and its depositary receipts in the UK and the USA, Garanti has an actual free float of 50.06% in Borsa Istanbul as of June 30, 2018. Garantis constantly improving business model is driven by its strategic priorities focused on responsible and sustainable development, customer experience, employee happiness, digitalization, optimal capital utilization and efficiency. Its custom-tailored solutions and wide product variety play a key role in reaching TL 319.2 billion (USD 70.0 billion) loans and non-cash loans. Garantis capital generative, disciplined and sustainable growth strategy that strictly adheres to solid asset quality enables the Bank to move forward strongly. Its effective risk management through world-class integrated management of financial and non-financial risks and organizational agility in capturing new opportunities result in sustainable value creation for all its stakeholders. Moreover, Garanti creates shared value and drives positive change through lending based on impact investment, as well as strategic partnerships and community programs focusing on material issues for both Garanti and its stakeholders.

Garanti Bank is part of the financial-banking Group Garanti Romania, which brings together Garanti Leasing (the brand under which the company Motoractive IFN SA operates) and Garanti Consumer Finance (the brand under which the company Ralfi IFN operates). Garanti Bank is held by Garanti BBVA, Turkeys second largest private bank. Garanti BBVA is a universal bank with leading presence in all business lines, with more than 16 million customers in corporate, commercial, SME, and consumer segments, offering fully integrated financial services. The Spanish financial group Banco Bilbao Vizcaya Argentaria (BBVA) is the majority shareholder of Garanti BBVA. Garanti Bank offers a series of quality products and services for all business segments: retail, SME and corporate. Present in Romania since 1998, the bank has developed a solid portfolio of clients and expanded its national presence through branches and alternative channels, reaching an extended branch and intelligent ATMs network that can be used by anyone, not just bank customers, for transactions with or without cards. In February 2018, Garanti Bank was named Superbrand, emerging from a list of over 1,500 brands analyzed by Superbrands Romania. For more information, please visit www.garantibank.ro

1992 yılında kurulan Şirketimiz, 2002 yılında emeklilik şirketine dönüşme iznini alarak, hayat sigortacılığı faaliyetlerine bireysel emeklilik faaliyetlerini de ekledi. Ana hissedarımız Garanti BBVA ile yarattığımız sinerjik iş birliğinin de gücüyle çok kısa sürede sektörün öncü şirketi olduk. Avrupa'nın en güçlü sigorta şirketlerinden Achmea ile 2007 yılında yaptığımız ortaklık anlaşmasıyla birlikte Avrupa'daki ürün çeşitliliğini ülkemizde de sunmaya başladık. Banka sigortacılığını en etkin kullanan şirket olarak; 12 Bölge Müdürlüğümüz, 40 Acentemiz ve 1.000'e yakın Garanti BBVA şubesinde, müşterilerimize en hızlı ve yaygın şekilde hizmet veriyoruz. Müşteri memnuniyetini tüm faaliyetlerinin merkezine koyan bir kurum olarak; ürünlerimizle müşterilerimize finansal getiri sağlamanın yanı sıra, sunduğumuz hizmetlerle onların bugünlerinde de yanlarında oluyor, mutlu bir hayata sahip olmaları konusunda onlara yol gösterip, değer katıyoruz. Başlıca Rekabet Avantajlarımız; Garanti BBVA markasından aldığımız güç, Müşteri memnuniyeti odaklı yaklaşımımız, Teknolojik altyapımız, Reasürans kapasitemiz, Güçlü sermayemiz ve finansal yapımız, Banka sigortacılığını etkin kullanmamız, Alternatif dağıtım kanallarındaki üstünlüğümüz, Yaratıcı ve yetkin insan kaynağımız.

Garanti BBVA Mortgage, ülkemizde Konut Kredisi ve Mortgage Kanunu’nun yürürlüğe girdiği 2007 yılında kuruldu. Türkiye’de alanında ilk olan şirketimiz, finans sektörünün ana bileşeni sayılan mortgage kredilerinin satış ve pazarlamasına odaklanıyor. “Mortgage Uzmanı” olarak, yerel ve uluslararası mortgage piyasasına hâkim, tüketici beklentilerine odaklanan ve tüketiciler için alternatif ürün ve çözümler geliştiren uzman bir ekip kurduk. Müşterilerimizin doğru ve kapsamlı bilgi alması amacıyla uzmanlığımızı Garanti BBVA şubeleriyle sınırlı tutmadık. Tüketiciler konut finansmanıyla ilgili her türlü ihtiyaç veya teknik bilgi için 7/24 www.garantimortgage.com ve 444 EVİM – 444 38 46 no’lu Türkiye’nin ilk mortgage çağrı merkezi kanalıyla uzmanlığımızdan faydalanabiliyor. Farklı ihtiyaç ve beklentileri karşılayacak şekilde hazırladığımız kampanyalar, kusursuz hizmet anlayışımız ve mortgage konusundaki uzmanlığımızla, bugüne kadar elde ettiğimiz bilgi birikimini Türkiye’nin en geniş finansal ürün yelpazesiyle birleştirerek müşterilerimizin her türlü ihtiyacına eksiksiz cevap veriyoruz.

1992 yılında kurulan Şirketimiz, 2002 yılında emeklilik şirketine dönüşme iznini alarak, hayat sigortacılığı faaliyetlerine bireysel emeklilik faaliyetlerini de ekledi. Üyesi olduğumuz Doğuş Grubu ve ana hissedarımız Garanti Bankası ile yarattığımız sinerjik iş birliğinin de gücüyle çok kısa sürede sektörün öncü şirketi olduk. Avrupa'nın en güçlü sigorta şirketlerinden Achmea ile 2007 yılında yaptığımız ortaklık anlaşmasıyla birlikte Avrupa'daki ürün çeşitliliğini ülkemizde de sunmaya başladık. Banka sigortacılığını en etkin kullanan şirket olarak; 12 Bölge Müdürlüğümüz ve 1.000'e yakın Garanti Bankası şubesinde, müşterilerimize en hızlı ve yaygın şekilde hizmet veriyoruz. Müşteri memnuniyetini tüm faaliyetlerinin merkezine koyan bir kurum olarak; ürünlerimizle müşterilerimize finansal getiri sağlamanın yanı sıra, sunduğumuz hizmetlerle onların bugünlerinde de yanlarında oluyor, mutlu bir hayata sahip olmaları konusunda onlara yol gösterip, değer katıyoruz. Başlıca Rekabet Avantajlarımız; Garanti markasından aldığımız güç, Müşteri memnuniyeti odaklı yaklaşımımız, Teknolojik altyapımız, Reasürans kapasitemiz, Güçlü sermayemiz ve finansal yapımız, Banka sigortacılığını etkin kullanmamız, Alternatif dağıtım kanallarındaki üstünlüğümüz, Yaratıcı ve yetkin insan kaynağımız.

Garanti Factoring carries out its domestic and international factoring activities with a customer-focused approach that makes use of an extensive network of correspondents and takes maximum advantage of Doğuş Group synergies. Our vision To demonstrate the high potential of our young, dynamic, and technically adept human resources and transform that potential into productivity so as to become number one in our sector, competing not with our competitors but with the future. Our mission To create added value for our company, for our customers, and for our sector through our customer-focused approach and our team of specialists.

Garanti Filo, KOBİlerden kurumsal işletmelere kadar her ölçekten firmaya ve bireysel müşterilere Türkiyede satılan tüm marka ve model binek araçlar için uzun süreli araç kiralama hizmeti veriyor. Araç markalarınca belirlenmiş bakım ve onarım standartlarını eksiksiz uygulayan Garanti Filo, kullanılacak lastikten, bakım ve onarım hizmetinin alınacağı servis noktasına kadar her detayı önceden planlayarak, koşulsuz ve sürdürülebilir müşteri memnuniyetini hedefliyor. Garanti markasının gücü ve sağlam finansal yapısıyla, Türkiye geneline yaygın, hızlı, güvenilir hizmetler sunan Garanti Filo, kiralama süresince değişmeyen yüksek hizmet kalitesiyle, koşulsuz müşteri memnuniyetini misyon edinmiştir.

Garanti Istanbul Mobility Services is committed to provide customized relocation and immigration service solutions to individuals and corporate businesses in Turkey. Global expertise delivered locally!

Garanti Construction was founded in 1948 in Ankara as one of the subsidiaries of Garanti Bankası and soon became a pioneering company in Turkish construction sector.Garanti Construction’s evolution increasingly continued after its establishment and attracted Koç Holding’s interest in 1976,thereafter Koç Holding acquired the majority of the shares in the company.Subsequently,Garanti Construction welcomed a new partner in 1987,Hochtief,a giant German player in construction sector.Garanti Construction operated its activities under the name of Garanti Koza after the merger with Koza İnşaat in 1990.By 2000,the English construction company Balfour Beatty acquired majority shares of Garanti Koza,which is the leading construction company in Europe,following which the corporate name was changed as Garanti Balfour Beatty. 2004 was a turning point for Garanti Balfour Beatty,in which almost all of the shares of the company were acquired by its current shareholder. With the new shareholding structure,the company has continued to take firm steps in the construction sector and reiterated its success and persistence over the years with a new and more dynamic corporate structure and by making use of its experience and potential in infrastructure works,industrial plants,high rise buildings,land development issues,projects of significance,together with the contribution of its capable and highly experienced staff. Garanti Koza has 70 years of experience in construction sector and 36 years of experience in property development,exposing the presence of a powerful establishment active in a vast range of operations,and bearing a highly respected status both at home and abroad.GARANTİ KOZA,owing to reliability and strength accumulated over the 70 years,highly specialized nature of a pioneering past,deep rooted experience and precious contacts acquired from miscellaneous projects accomplished during its existence,endeavors to achieve utmost excellence and quality.

Garantialsat Real Estate Investment Co. has started to its commercial activities in Real Estate sector in 2002, by adopting the principles of Honesty and Transparency. Our company targeted the vision based on You will always win with us, when you acquire real estate all over the world motto and it has carried its Finance and Real Estate businesses into the international area by putting into operation its offices of London, Dubai, Qatar and Bangladesh. Thanks to these vision and unchangeable principles, our company has gained the credibility of several people, corporations and large funds at home and abroad and thus, it has created very significant business partnerships in Real Estate and Finance sectors.

Garantie de construction résidentielle (GCR) est un OBNL, neutre et indépendant, qui administre le Plan de garantie des bâtiments résidentiels neufs au Québec.