Companies Directory

The Low Incomes Tax Reform Group (LITRG) is an initiative of the Chartered Institute of Taxation (CIOT) to give a voice to the unrepresented. Our mission is to: ‘Target for help and information those least able in the community to afford to pay for advice and make a real difference to their understanding of the systems of taxation and related benefits whilst working to make them more equitable and accessible for their needs.’ Our home website (www.litrg.org.uk) contains useful guides, factsheets and information on all aspects of tax and tax credits affecting low income taxpayers and tax credit claimants, as well as reports and consultation responses submitted to the government on a wide range of tax issues. The LITRG has also set up three project websites dedicated to a specific area of tax or group of taxpayers: 1. www.revenuebenefits.org.uk – Set up in partnership with Rightsnet, this website provides advisers with access to information on a range of HMRC products including tax credits, child benefit information and the transition to universal credit. 2. www.taxguideforstudents.org.uk – A website dedicated to helping students and their advisers with their tax affairs. It provides simple, clear and impartial advice broken down into manageable chunks, with information on a range of topics including student loans, refunds and employment. 3. www.disabilitytaxguide.org.uk – A website aimed at providing resources and information for those in receipt of direct payments and as a result have to operate a payroll for their care workers or personal assistants. The LITRG is comprised of a dedicated team of Technical Officers and volunteers, including ex-HMRC officials, former partners of the Big-4 and senior heads of other charitable organisations. We are keen to hear from you if you feel you could contribute to the LITRG. More information can be found on our 'Becoming a volunteer'​ page – http://www.litrg.org.uk/about-us/becoming-volunteer.

Lowell is a European leader in credit management following the merger of Germany based GFKL Group and the UK based Lowell Group in October 2015. Specialising in debt purchase, debt recovery, data analytics and customer insight, the UK operations comprise: Lowell Financial - widely acknowledged as a UK leading investor in consumer debt portfolios Fredrickson - a major player in consumer debt servicing Lowell Solicitors - a specialist debt recovery law firm We value our customers and their needs. We want to ensure that customers only pay what they can afford, when they can afford it and that we set up the right plan for them. All our customers are treated as individuals with their respective personal and financial circumstances taken into consideration before setting up any kind of repayment plan. We aim to build long-term partnerships with clients that are mutually beneficial. We are well funded and buy debt on both spot and forward flow arrangements. Our relationship with our clients is such that many transactions are completed 'off market'. Clients value our commitment to compliance and treating customers fairly and our transparent approach to pricing. They also appreciate and benefit from our extensive customer database, which enables us to understand and value new portfolios quickly and accurately. Lowell Financial was awarded an Exceptional three star rating by Investor in Customers in 2016, ranked top of the OC&C credit management and debt collection company list, and retains Investors in People Gold and Champion status with Investor in People.

Through discussion and disruption of norms, we empower, educate, and provide resources to those that are passionate about immediate change in our fellow citizens and local communities.

We are a friendly, dynamic firm of accountants and tax advisers making sure that all our clients pay the lowest amount of tax that they legally can. We provide a full range of accounting, taxation and financial services as well as company formation and business services. We aim at the highest professional standards and pride ourselves on communicating, clearly, accurately and promptly with our clients. You will find us refreshingly different from many other accountants. Our style is informal and relaxed – no “accountant-speak” and stuffy grey suits here! One of our main strengths, which has made us so popular with our existing clients, is that we work with you and not just for you. We take a proactive approach to your accounts and business.

Since its inception in 1998, LTTS Charter Schools Inc. dba Universal Academy has changed in many ways, but remains steadfastly committed to challenging today’s youth to aspire to their highest potential, and to inspire a life-long love of learning. Today a vibrant learning community of over 1700 students from 9 cultures, backgrounds and nationalities in grades prekindergarten through 12 is challenged by a rigorous core curriculum and innovative programs in 2 schools located in Irving and Coppell Texas. Students participate in learning opportunities in the classroom, on the stage, on the playing field and with colleges and universities, as well as non-profit and community groups, private schools and government agencies. Universal Academy has a proven quality educational system. Our educators and support staff enthusiastically share the open-enrollment charter school’s mission to empower all students to take their place in the world as knowledgeable, competent responsible citizens. Well-known for its award winning programs, Universal Academy is a complete school of choice and is the only public school or charter school in the State of Texas currently including the Universal Knowledge in its academic arsenal. Universal Academy utilizes a problem-based learning approach and individualized instructional method successfully and is one of the few such models in the State. Universal Academy offers students and families a wide range of educational options including Visual and Performing Arts, English as a Second Language, Gifted Programs, and Special Education Programs. Universal Academy’s athletic program provides an environment where students develop sports skills, physical fitness, teamwork, sportsmanship and respect for others that will prepare for success in their adult life. As team members, students are encouraged to face challenges, strive for excellence and become leaders.

Since its inception in 1998, LTTS Charter Schools Inc. dba Universal Academy has changed in many ways, but remains steadfastly committed to challenging today’s youth to aspire to their highest potential, and to inspire a life-long love of learning. Today a vibrant learning community of over 1700 students from 9 cultures, backgrounds and nationalities in grades prekindergarten through 12 is challenged by a rigorous core curriculum and innovative programs in 2 schools located in Irving and Coppell Texas. Students participate in learning opportunities in the classroom, on the stage, on the playing field and with colleges and universities, as well as non-profit and community groups, private schools and government agencies. Universal Academy has a proven quality educational system. Our educators and support staff enthusiastically share the open-enrollment charter school’s mission to empower all students to take their place in the world as knowledgeable, competent responsible citizens. Well-known for its award winning programs, Universal Academy is a complete school of choice and is the only public school or charter school in the State of Texas currently including the Universal Knowledge in its academic arsenal. Universal Academy utilizes a problem-based learning approach and individualized instructional method successfully and is one of the few such models in the State. Universal Academy offers students and families a wide range of educational options including Visual and Performing Arts, English as a Second Language, Gifted Programs, and Special Education Programs. Universal Academy’s athletic program provides an environment where students develop sports skills, physical fitness, teamwork, sportsmanship and respect for others that will prepare for success in their adult life. As team members, students are encouraged to face challenges, strive for excellence and become leaders.

Finding a health and life insurance option that works for your business or family doesn't have to be complicated or expensive. The Lucerna Agency offers a customized, personal approach to help build a plan that works for you — at an affordable price. We help ensure your health and dental needs are covered and your financial interests are safeguarded. Contact us today to get started with a free consultation.

The Lucky Charm (TLC) is one of the first newsagency franchises in Australia, specialising in stationery, greeting cards, gifts, magazines and lottery products. Established in 2001, TLC has grown from a small one-off business, to a successful franchise. TLC is in the market to deliver service, convenience and we pride ourselves on our excellent record in the franchising industry. We are about building a business based on delivering quality products and service to our customers.In an ever changing retail environment, we continue to give our customers more reasons to shop with us. We credit our success to hard work, determination and the ability to always think of the customer first.